Our Research & Insights section publishes original analysis, sector commentary, and regulatory updates prepared by the DCAPL advisory team. Our research draws on publicly available data, regulatory notifications, industry publications, and our own advisory experience to deliver perspectives that are relevant to Indian businesses and investors.
Title: Indian SME Financing Landscape — Opportunities and Challenges (2025 Edition)
Category: Business Finance | SME Sector
Summary: This report examines the current financing environment for Indian SMEs, including bank credit availability, NBFC lending trends, government schemes (CGTMSE, MUDRA, Stand-Up India), and the growing role of alternative financing options. The report highlights key challenges SMEs face in accessing growth capital and recommends strategies to improve creditworthiness and financing outcomes.
Sections: SME credit gap analysis | Government financing schemes | Improving bankability | Alternative finance options | Key recommendations
Title: GST Compliance Burden on Indian Exporters — A Sector Analysis
Category: GST | Export & Trade
Summary: Drawing on publicly available GSTN data and industry feedback, this report analyses the compliance burden that the GST framework places on Indian exporters, with particular focus on ITC refund delays, LUT compliance, and reconciliation requirements. It also reviews recent policy changes and their practical implications.
Sections: Overview of GST for exporters | Refund process analysis | Key pain points | Recommendations for policy and practice
Title: Corporate Governance Maturity in Indian Private Companies — Observations from the Field
Category: Corporate Governance | Compliance
Summary: Based on DCAPL’s advisory experience with privately held Indian businesses, this report identifies common governance gaps and their business consequences. It also outlines a practical governance maturity framework that SMEs and mid-sized businesses can use to assess and improve their own governance practices.
Sections: Common governance deficiencies | Business impact of poor governance | Governance maturity framework | Recommended action plan